В чём отличие электронного Е-ОСАГО от обычного ОСАГО?
Страховать гражданскую ответственность обязан каждый водитель. Выезд без действующего полиса ОСАГО наказывается штрафом, причем каждый. Послаблений в этом отношении нет даже на период самоизоляции. Правительство только пошло на одну уступку: теперь купить полис ОСАГО можно без обязательного прохождения техосмотра перед этим. Правда, с одним условием: ТО должно состояться в течение месяца после отмены карантинных мер.
Е-ОСАГО: что это такое?
Однако в настоящем водители не могут отправиться в офис страховой компании и купить там полис в бумажном виде. Во-первых, передвижение ограничено. Во-вторых, многие офисы таких организаций закрыты. Однако страховщики предлагают приобрести вместо этого электронный полис ОСАГО или сокращённо – Е-ОСАГО.
Стоит отметить, что далеко не все понимают, о чём идёт речь и чем такой вариант отличается от стандартного бумажного. Давайте разбираться.
Е-ОСАГО уравнен в правах с бумажным полисом в 2019 году
В сфере обязательного автомобильного страхования на протяжении последних лет идет активная реформа. Она направлена на то, чтобы упростить процесс оформления таких полисов. Многое автоматизируется, проверка заполнения документов поручается программам. В итоге обслуживание полисов для страховщиков становится дешевле, что в целом благоприятно сказывается на рынке.
Один из важных моментов такой реформы связан с введением электронной версии полиса ОСАГО в 2019 году. Речь идёт о точно таком же документе, но оформляемом в виде электронного документа. В 2019 году пока не внесли необходимые изменения в ПДД, автолюбителям всё равно приходилось распечатывать бумажную версию документа. Это требовалось, чтобы избежать штрафа в связи с отсутствием такого документа.
Однако с 1 января 2020 года требование об обязательном наличии бумажного варианта ОСАГО отменили. Теперь при проверке наличия полиса автоводители должны показать распечатанный электронный полис ОСАГО. Инспекторам также предоставлена возможность проверить действительность подобного полиса по базе.
Таким образом, необходимость оформлять именно бумажный полис ОСАГО отпала. Теперь его можно приобрести в электронном виде.
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Купить ОСАГО выгодно, сравнив цены сразу во всех страховых
Шаг 1 / 2 :
Иформация о ТС
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